Martin Lewis explains how to check if you could save £10,000s on your mortgage

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Mortgage rates have been going up for months, but recorded a sharp increase in response to the fall-out from the mini-budget nearly two weeks ago.

First-time buyers and those looking to remortgage are most affected.

An average of at least 100,000 people a month are coming to the end of their current mortgage, and face a significant rise in their monthly repayments.

The typical deal has a rate of 6.07 percent, the financial information service Moneyfacts says – a level not seen since the financial crisis in November 2008.

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