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When it comes to the best bank accounts, there is no one-size-fits-all solution however Santander has an option which could prove appealing.
Santander’s 123 Regular e-Saver now offers those looking to build their savings pot a fixed rate of 2.5 percent interest for 12 months.
Those who are existing 123, Private and Select current account customers, qualify for this attractive interest rate on savings up to £200 a month.
Santander customers can also get cashback on bills if they have a current account with the bank including their council tax and up to two percent cashback on energy bills.
They will also receive one percent cashback on broadband, TV packages and mortgage payments.
Meanwhile, the Royal Bank of Scotland is giving new customers £150.
Nationwide, on the other hand is offering up to £125.
When it comes to choosing a new savings account, experts suggest people consider what matters to them.
While interest rates and free cash are important, people should weigh up the other benefits.